1) America's most powerful, too-big-to-fail banks are turning in their TARP money.
2) They are repaying TARP funds to escape:
a) Legal limits on bonuses for their top 25 employees.
b) Rules prohibiting golden parachute payments for executives when they leave.
3) Stress test were flawed and banks still need this money.
4) Banks are returning TARP funds equal to less than a tenth of the taxpayer assistance they have received.
Bank executives deserve huge bonuses for the skill with which they have fleeced taxpayers.